How to Enter the Credit Karma Instant Karma Sweepstakes

How to Enter. During the Promotion Period, an entrant may enter using one of the following two methods:

  1. Debit Card Entry: During the Promotion Period, an eligible entrant may enter this Promotion by using his/her Credit Karma Visa Debit Card to make a qualifying purchase. Entrant will receive one entry per qualifying purchase. A qualifying purchase is a purchase that has been processed and accepted by the merchant and has settled in the entrants Credit Karma Money Spend account. This purchase may, but not necessarily, include tips, holds, and deposits related to the qualifying purchase. In addition, Sponsor reserves the right to disqualify any entrant whose transaction is rescinded, withdrawn, not completed, or otherwise not finalized prior to the awarding of a prize. The entrant’s debit card must remain active through the Promotion Period and the awarding of the prizes.
  2. Mail-In Entry: An eligible entrant may enter this Promotion without a Credit Karma Visa Debit Card and without making a purchase. To enter by mail, an entrant must send a slip of paper with entrant’s name, home address, phone number, and email address by mail to Sponsor at Credit Karma, LLC, P.O. Box 30963, Oakland, CA 94604. Each entry must be on a separate slip of paper. Mail-In Entries must be hand-written and original. Limit 10 Mail-In Entries per outer mailing envelope. Outer mailing envelope must include “Instant Karma entry”. For winner selection purposes, Mail-In Entries will be deemed made on the day they are post-marked. If you would like to have your Mail-In Entry eligible for a Promotion Day that falls on a day in which the United States Postal Service does not deliver mail, for example Sundays or holidays, you must additionally write on the Mail-In Entry slip of paper (i) either “Sunday” or the name of the weekday the holiday falls on (for example, you would write “Thursday” to enter a Promotion Day that fell on Thanksgiving) and (ii) the date in MM/DD/YY format of the Promotion Day you would like to enter, and your Mail-In Entry must be post-marked no later than the first business day following the requested Promotion Day. Mail-In Entries must be post-marked by the end of the Promotion Period, and received no later than seven days after the close of the Promotion Period.

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